Before setting up your account please visit the link: FOR NEW CLIENTS.
Below you can find answers to frequently-asked questions about the services provided by Allocationlink, Maranantha Financial, and Betterment. You can also get more in depth FAQs from Betterment’s website, click here. Have a question not discussed below? Email us: firstname.lastname@example.org
What is a Fiduciary?
Someone that is legally required to work in their client’s best interest.
What does it mean to be Fee-Only?
It means that they are a fiduciary and they do not receive commissions or referral fees.
Where can I find out how much I am paying?
The best place to look is in the ADV Part 2, there will be a Fee Schedule in there. A good financial firm will list their fees upfront on their website. AllocationLink.com has a fee of 0.75% and Betterment’s fee is 0.20% so it is 0.95% in total.
Will I pay trade commission fees or trade fees?
No commissions, no trade fees.
Do I need to sell my current positions to transfer to Betterment? Will this incur a taxable event?
Yes, you will need to have your portfolio in cash to transfer into Betterment. If your assets are held in a taxable account, then yes they will be taxable.
What is the minimum balance to open an account with Allocationlink?
The system is set to handle accounts from $250 – $3,000,000.
What is the relationship between Allocationlink, Maranantha Financial, and Betterment?
Maranantha Financial is a Registered Investment Advisor in the State of California and Oregon offering financial planning and investment advisory services. Allocationlink.com is a website we created to help people sign up for investment advisory services. Betterment is a leading technology platform to help investors using low cost ETFs. Learn more about Betterment click here.
Why did you choose to partner with Betterment?
We researched many technology platforms and we found Betterment to be the best. To learn more, click here. The platform with Betterment offers a very easy process to sign up and be connected to your account. Their fee of 0.20% is included in the 0.95%
How do I know which investment model is right for me?
You will have the ability to change the model if you need to but it’s a function of your risk tolerance, goal for the account and amount of time you have for the money.
What is an ETF?
ETF stands for Exchange Traded Fund, it is simply a basket of stocks, bonds and cash that is put together for investors as a low-cost way to invest.
What should I know about ETF vs. Mutual Fund costs?
Mutual Funds have internal costs that are on average more expensive that ETFs.
How long does it take to transfer money to Allocationlink?
If you’re opening an account, you will be able to FUND the account via bank link, wire, check or transfer. Typically a transfer will take 7-14 days, we will need a recent statement and you will need to sign a transfer form.
Can I choose to add individual securities to my portfolio?
If you are looking to add individual securities, we’ll have to put them into one of our TD Ameritrade or Motif platforms. You can set this up by contacting email@example.com